1. You can sell your home and receive all of the equity that you have in your home before it becomes a Moundsview Home Foreclosure.

2. If you have 40% or more equity in your home, you might still be able to refinance your home for a lower payment to keep you out of foreclosure

3. You can try and do a HAMP- (Homes Affordable Modification Program) to reduce your payment or mortgage amount which could help you from being a Foreclosure Home in Moundsview.

4. You can determine if you qualify for a HAFA Short Sale(Homes Affordable Foreclosure Alternative)

5. You can find a Moundsview Foreclosure Expert to help you short sale your home.

Moundsview is in a redemption state so homeowners have six months after their Sheriff’s sale to sell their home or redeem it before it becomes a Moundsview Home Foreclosure. Please contact me if you have any questions about any of the above programs. I do not charge anyone to help them with their options. If you are not sure if you are upside down, you can find your Moundsview Homes Value here. Both of the links above will allow you to determine if you might qualify for a HAMP modification or a HAFA short sale. In most cases if you do not qualify for either of them, you will qualify for a normal short sale.

The most damage to your credit in most cases will be if you allow yourself to become a Moundsview Home Foreclosure. I can’t help you if you do not call me. 612-508-4100